Turning Local Currency into Global Potential: NOAH's Payin Product, Powered by USDC
At NOAH, we believe the future of money should be stable, transparent, and always on. That's why we support USDC—the fully reserved, regulated digital dollar powering instant, low-cost, and global transactions across traditional and blockchain rails.
Index
Why USDC?
Product Overview
What Problems Does It Solve?
Use Cases
How It Works
Expanding Infrastructure
Why USDC?
NOAH has chosen USDC as the sole stablecoin supported for Payin because of its unique combination of regulatory clarity, liquidity, and global interoperability. This focus allows us to deliver near-instant, low-cost settlements across major blockchain networks while ensuring full reserve backing and around-the-clock availability. USDC's credibility as a regulated, fully-backed digital dollar makes it the most reliable asset for powering global payments.Product Overview
Payin makes it easy for customers to bridge fiat and crypto. Each user receives a unique virtual account in their name, where they can deposit major currencies like EUR, USD, or GBP. These funds are instantly converted to USDC onchain and credited to their NOAH wallet. From there, the USDC can be held, split, or used for further payouts—automated via NOAH's orchestration tools or integrated directly through our API.What Problems Does It Solve?
Cross-border payments are often slow, expensive, and riddled with hidden fees. Businesses face friction in integrating payment solutions, while individuals are burdened with delays, unfair FX rates, and human errors. NOAH's Payin product removes these obstacles. International payments become as simple as local transfers, processing times drop from days to seconds, and users benefit from real-time exchange rates. Unique virtual account numbers eliminate the need for references, reducing errors and simplifying reconciliation.
For regulated institutions, compliance is seamlessly integrated. Licensed providers can rely on our API-driven Reliance Model, while technology platforms can use Hosted Onboarding to manage KYC and AML requirements effortlessly.
Use Cases
Payin unlocks a wide range of applications. It allows users to seamlessly move from their bank account to the blockchain, making it ideal for onramps, international remittance, and even global payroll. Businesses can pay employees in their preferred currency—either fiat or USDC—while maintaining full control over the settlement process.How It Works
Customers receive a dedicated virtual account. Once they deposit fiat funds into this account, the funds are automatically converted to USDC onchain and credited to their NOAH business wallet. Users can then distribute the USDC, automate fee deductions, or direct payouts through supported blockchain networks including Ethereum, Solana, Polygon, Tron, and Bitcoin.Expanding Infrastructure
Currently, deposits are supported via SEPA, SWIFT, Faster Payments, and ACH. In addition to USDC, users can access and settle in EURC, ETH, and BTC. As we expand, new currencies and networks—including BRL/PIX, MXN, COP, and mobile money—are coming soon.
With Payin, NOAH reimagines what's possible in global payments. By anchoring the product around USDC, we've created a compliant, fast, and flexible infrastructure that allows our clients to scale internationally with confidence. Whether you're building the next payment app or expanding your treasury capabilities, Payin is your bridge to the future of finance.
Ready to see what money can do?